Allianz Global Assistance – Online Travel Protector

This insurance is underwritten by Liberty International Insurance Limited with services provided by Allianz Global Assistance. (hereunder called "AGA").

AGA, a wholly-owned subsidiary of the Allianz Group, is the world leader in online travel assistance with over 60 years’ history helping people all around the world every day. As the leader in international travel and medical assistance services, AGA provides tailor-made solutions to valued customers of Zuji 7 days a week, 365 days a year.

Key Benefits:

• Up to HK$500,000 Coverage for Overseas Medial Expense
• HK$3,000 Cover for Loss of Mobile Device
• Unlimited Coverage  for Cancellation of Trip
• Covers for Travel Delay, Baggage delay, Inconvenience  and much more


Comprehensive Plan  
Benefit Section Sum Insured (HKD)
1. Medical Expenses 500,000
1a. Overseas Medical Expenses  
1b. Follow-up Medical Expenses 50,000
2. Overseas Hospital Daily Cash Benefit 5,000 (200 per day)
3. Emergency Medical Assistance  
3a. Emergency Medical Evacuation Unlimited
3b. Repatriation of Mortal Remains Unlimited
3c. Compassionate Visit One economy class round-trip travel ticket
3d.Compassionate Return One economy class round-trip travel ticket
3e. Return of Unattended Child(ren) One economy class round-trip travel ticket
4. Personal Accident 250,000
5. Personal Baggage Cover 5,000
  (i) Per item, pair, set or collection 2,500
  (ii) Lap-top computer 5,000
  (iii) Aggregate limit of all cameras, camcorders and their accessories and related equipment 5,000
6. Mobile Device Cover (HKD500 Deductible) 3,000
7. Loss of Personal Money 3,000
8. Loss of Travel Document 10,000
9. Personal Liability 1,000,000
10. Travel Delay 1,500 (300 per 6 hrs)
11. Baggage Delay Allowance 1,500 (300 per 6 hrs)
12. Cancellation of Trip Actual Loss
12a. Cancellation of Trip  
12b. Extended Trip Cancellation Cover Not Applicable
13. Curtailment of Trip 20,000
13a. Curtailment of Trip  
13b. Extended Trip Curtailment Cover Not Applicable
14. Rental Car Excess Not Applicable
15. Trip Re-Route Not Applicable


The above product information is for reference only. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.